Stephen Callaghan is a Chartered Accountant in both the UK and Jamaica with over 25 years of experience in accounting, auditing and management. He managed a regional office for Deloitte & Touche, and later became involved in management and consulting for major corporate entities mainly in the Caribbean. Mr. Callaghan has a wealth of experience in dealing with international and local business. He has a commonsense approach to the decision-making process and the implementation of viable and cost-effective solutions.